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Average Score 8
Ease of use
8
Features
8
Customer Support
8
Charges
6
Credit Card Required
Credit Limit

Instant Approval

Interest-free Period

Late Payment Fees

Partner Merchants

Payment Tenure

A reliable and user-friendly BNPL choice, prioritizing exceptional customer service with its easy-to-navigate platform and responsive support team.

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You will get: Interest-free payments for 1 month Easy to use Flexible repayment options

Overview

myiou is a straightforward and reliable BNPL option with a focus on customer service. myiou is known for its easy-to-use platform and its responsive customer support team.

Features
Credit Limit
Payment Tenure
Partner Merchants
Late Payment Fees
No Credit Card Required
No
Instant Approval
Yes
Interest-free Period
1 month
RM500 (initial limit), up to RM10,000 (with good repayment history)
1 month (interest-free), up to 12 months (with interest)
Over 1,000 partner merchants in Malaysia
RM10 for the first late payment, RM20 for the second late payment, and RM30 for the third or subsequent late payments

Pros & Cons

The pros and cons are based on the overall rating of each brand. Some reviews are provided via third party suppliers.
Pros Cons
  • Interest-free payments for 1 month
  • Easy to use
  • Flexible repayment options
  • Lower credit limit (up to RM10,000)
  • Fewer partner merchants than some other BNPL providers
  • Late payment fees (RM10 for the first late payment, RM20 for the second late payment, and RM30 for the third or subsequent late payments)
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