S-PayLater by Shopee

Our Pick

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Average Score 9
Ease of use
10
Features
9
Customer Support
9
Charges
8
Credit Card Required
Credit Limit

Instant Approval

Interest-free Period

Late Payment Fees

Partner Merchants

Payment Tenure

The ultimate BNPL solution for Shopee enthusiasts, offering exclusive perks, seamless Shopee integration, and a diverse selection of partner merchants.

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You will get: Interest-free payments for 1 month High credit limit (up to RM10,000) Wide range of partner merchants, including Shopee and over 500 offline merchants Easy to use Flexible repayment options

Overview

S-PayLater is a seamless BNPL experience for Shopee shoppers, with access to exclusive discounts and promotions. S-PayLater is known for its integration with Shopee and its wide range of partner merchants.

Features
Credit Limit
Payment Tenure
Partner Merchants
Late Payment Fees
No Credit Card Required
Yes
Instant Approval
Yes
Interest-free Period
1 month
RM500 (initial limit), up to RM10,000 (with good repayment history)
1 month (interest-free), up to 12 months (with interest)
Shopee and over 500 offline merchants
RM10 for the first late payment, RM20 for the second late payment, and RM30 for the third or subsequent late payments

Pros & Cons

The pros and cons are based on the overall rating of each brand. Some reviews are provided via third party suppliers.
Pros Cons
  • Interest-free payments for 1 month
  • High credit limit (up to RM10,000)
  • Wide range of partner merchants, including Shopee and over 500 offline merchants
  • Easy to use
  • Flexible repayment options
  • Late payment fees (RM10 for the first late payment, RM20 for the second late payment, and RM30 for the third or subsequent late payments)
S-PayLater by Shopee
S-PayLater by Shopee

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